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Excluding entire asset classes generally is a tough sell, some financial advisers say.
Investors should be asking instead whether a good thing class is performing as it should.

“You could build a low-volatility portfolio of hedge funds, and they can become very consistent return,” Mr. Stackman of UBS said. “But you're not receiving the generous returns the S. & P. has become supplying you with since 2009.”

That you will find around 2 percent 1 year for hedge funds versus about 18 percent for that S. & P. 500. And lots of asset classes already have were built with a good run.

There's another cautionary argument on private investments. Because they're inherently risky, correctly undertaken only from the most experienced investors.

Michael W. Sonnenfeldt, founder and chairman of Tiger 21, a good investment club for people who have $10 million to $1 billion, said the group's 630 members had increased their investments in private equity and real estate.

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